I'm from Australia (where we have what you describe in the UK) and was shocked when I came to the US and Canada that they don't have such a thing. It's like going backwards in time 10 years.
Here in Canada the way to do it is an "email money transfer" where you put in someone's email address, and they get an email with a link they have to click then put in their online banking username/password in the page it takes them to. It's nasty, though it does work.
Here in Canada the way to do it is an "email money transfer" where you put in someone's email address, and they get an email with a link they have to click then put in their online banking username/password in the page it takes them to. It's nasty, though it does work.